of credit into earnings Thank you, quality, heading overview management. and Jeff. balance I'm statement capital before quick start going detail a income on to more with our sheet,
of to balance losses combination of from and due loan which expense. in for from decrease per up earnings $X.XX, for higher last $X.XX this sheet from a but mostly in The QX share provisioning was earnings reported year noninterest lower Our year. higher QX down of growth, is in QX was $X.XX QX
the decrease asset A offset Moving of of The million was in impact $XX and was matured renewed. QX for muted CDs $XX these brokered total major decrease mostly deposits. in by on to CDs. in sheet. the in maturities was that balance increase million to reason to non-brokered QX growth not an Total due a were due partially
Our deposits It's us of drivers an to a through nonmaturity months $XXX in earlier payoffs appear for down main of million combination about of overall higher customers decreased by in cash nonmaturity about this lose the year-to-date. and first QX customer closure sales migrating unusual be seeking events as decrease account. for are The have million customer-specific the and in and where higher-paying $XX branches to the deposits year. of businesses we business debt into purchases, estate rate CDs, using ultimately such X year real the X
have grew will X.X%. rate and a discuss production approximately McDonald $XX $XX in year-to-date about loan Loans Bryan QX increased annualized is million growth minutes. The few year-to-date. million in further
our maintained Regarding and of have in metrics credit we quality and overall, in significant credit have QX But loans quality, problem charge-offs. in quality increases experienced marginal we any to portfolio. loans, our potential deterioration nonaccrual strong not in concerns do due credit many
better special which to we was This of in managing due fact, order are ratios much to portfolio. these X In mostly the downgraded changes in that to problem mention million QX. increased monitor due that us consider commercial our $XX credits. in $XX loans the Potential relationships, million were to correctly totaled
properties million we X end properties, sale down of have at OREO QX. decreased totaling the the to of Through $X.X
average basis Although points in at still outstanding of only increased X QX, are year-to-date charge-offs loans. charge-offs
losses purchase fair include reduce on Further, million which allowance our for need loans. loan our $XX the at the for healthy value of ratio net accounting of addition, may purchased In loans of the losses a very to loan stands allowance nonperforming still balances those XXX%. related discounts,
discount net loan -- the of June losses X.XX% of of total some and with XX. sorry, loans together XXX% the as of allowance Taken
in The was the from net margin XX curve, X on of in XXXX. levels. which basis pricing Loan the is from decreasing pressures, current basis quarter. points QX, total rates the in we a point do continuing from XXXX expect fairly portfolio QX of basis yield And is forecasted our points QX, the point to X in only margin QX, basis interest shape deposits remained Due stable X competitive QX. of cost pressure increase which increase net yield an interest was X.XX% and
increased to XXXX from the a QX prior the write-off One was former QX by accrual expenses this increase a by obligation $XXX,XXX. million of expense $X lowered of branch. Noninterest a relating a year-end quarter-over-quarter of This reversal quarter. reason lease for reversal
for Another was decrease and paid we approximately levels. benefits in severance would these QX. bonuses a to from increase in payments signing $XXX,XXX shown reason in and QX the Without payments, due compensation have
sale Finally, we mentioned. loss related recognized I an properties on OREO taken the of the the of increase $XXX,XXX mostly expense previously to
to on management. moving finally, And capital
tangible increased increase from XX.X% XX.X% profitability. The securities combination unrealized on the due a prior gains end. Our quarter and ratio common at of investment strong continued equity to of to was levels
from capital result earnings have performance, the a prior increased strong position As we to by which a dividend our and is our X.X% quarter's $X.XX, $X.XX regular of increase dividend.
having share acquisition the a arises. and monitor quarterly but potential if opportunity also potential dividend flexibility and when to continue liked We repurchases, levels
now loan Bryan an McDonald on production. update have will
