Jeff Deuel | President and CEO |
Don Hinson | Chief Financial Officer |
Tony Chalfant | Chief Credit Officer |
Bryan McDonald | Executive VP & COO |
Jackie Bohlen | KBW |
Matthew Clark | Piper Sandler |
Tim Coffey | Janney |
Jeff Rulis | D.A. Davidson |
Andrew Terrell | Stephens |
Ladies and gentlemen, thank you for standing by. Welcome to the Heritage Financial Earnings Conference Call. At this time all participants are in a listen-only mode. Later we will conduct a question and answer session with instructions given at that time. [Operator Instructions].