Jeff Deuel | CEO |
Donald Hinson | CFO |
Tony Chalfant | Chief Credit Officer |
Bryan McDonald | President and COO |
Eric Spector | Raymond James |
Jeff Rulis | DA Davidson |
Eleanor Hagan | KBW |
Good morning. Thank you for attending today's Heritage Financial Corporation Q3 2022 Earnings Call. My name is Bethany, I will be the moderator for today's call. [Operator Instructions] I would now like to pass the conference over to our host, Jeff Deuel, CEO of Heritage Financial. Please go ahead.