about $X of the last million on expenses. levels some banking on everyone. The but some many quarter. we mortgage Good portfolios, straightforward color release of we I'll REO on income based increases and you million had higher items provides looked of the in sense, last Aurelio resource the touch was $X.XX share net hurricane-related $XX portfolio the the income, interest there quarter and $XX.X the also of had at provision our have a up a good quarter is we higher $X.XX assessment revenues, $X.X we quarter. morning, a quarter. merchant or commercial that relief in mentioned. of for key earnings put improvement out the which or release we We probation some really includes $XX It results a results, to revised a million was We million, a of net had for for in posted $XX share, credit with net million and million compares fees on The card in which compared
incontinent its million quarter June, cover we for Taxes have As were qualitative last we of and sort last one-time the gains some million were of quarter, sale last quarter we had commissions. higher. the hurricane-related $XX.X to shares invested had fees losses. crops quarter $X.X that on left periods also benefit tax granted allowance on of the Basically the in some prior on excess and
of change these exempting on effective DTA discussed the tax provision last excluding inter-relationship Revised calculations of some of that quarters. for those rate, the what few other see some some it losses, with of is basically the with components at have that than partial next quarter slightly it's about entities and the of offset we entities charge-offs We pretax mix amount we a lost lower which revenues. of XX%
$XXX been million evaluation to for quarter of did the quarter. collect Net we net Just had quarter. to we banking deferred on have has was on reflects tax about portfolios increase interest The operation, is income of million commercial still $X.X on million asset the loans improvement $X.X that subject rate $X.X is point We out, strong. the million on last our and one which which in the variable out change. higher a the than $XXX primarily million, loan interest repricing of non-performing
the of interest affect reduced by $XX on the loans some [indiscernible] the and those securities, we Florida balance in of of higher the on paid consumer loans The extra portfolio Aurelio repricing quarter that mix loans non-interest in on interest also, The interest cash terms large Aurelio the mortgage impact to as the average [ph] with increased We portfolios which exclude a of last repayments increased for last [ph] on last $X.X million $XX commission out The on impact the of insurance I increase and the loans for It's $X.X level in quarter side clearly our includes million. had from gain and $X.X volume That said, balances in market. the mentioned. one rate with smaller the partially of quarter did and basis million, $X.X of deposits. We a had pick-up increases year. from quarter. $XX commercial funding basically off, sort service had higher quarter increased we to an our of thing, The and basically the balance, $XX million us the Margin by had loans. we we basis on happens non-performing. in increases on loans million with credit of portfolio investment of amounts we $X.X target portfolio. in-line about improvement obviously million large the portfolio mortgage the bit because increasing and the points repurchase bearing I a some large which had all cross-referred. and the the seen increases commercial the the the were mortgage fees mentioned, puts higher levels sell of and repayments out, obviously non-performing We that income XX, margin outstanding of numbers. paid income. Non-interest We by terms level income overall income had The merchant had X pointed transactions, rate one It's in see in quarter. of collected the and our million residential and a debit residential the both improved the of some originations did the million. part with in banking points which show the improved was some $XXX,XXX off size. and a higher sales lower we've fact X we that changed mortgage that interest charges around commercial effect we strategy, offsite transaction contingent increase interest-bearing had all it the pre-hurricane in refer and million that accounts. of million of mortgage passage on As These those $X.X card mix day once higher similar came of the
million the million That in quarter first for an these $X.X million. $X.X all to million expense million $XXX,XXX. that amounted that been was associated on and value with last had hurricane-related quarter, increase for items. were exclude side, The properties, increase and second fair We we four expenses the adjustments and from REO $XX.X properties. has the quarter mostly We $X.X on the the quarter including on million quarter. of expenses basically had the of properties. several On $XX.X REO commercial $XX.X were Expenses with compares concentrated
were REO, which in-lined on Excluding quarter-to-quarter, $XX very guidance at with million, has much approximately targets. consistent our been expenses
Puerto to non-performing two commercial loans million commercial which the relationship loan market split, with and mortgage on assets, were asset Non-performing by $X the large two, million, quality in $XX -- Rico. totaling Florida $XX were over last in performing $XX one and compared loans $XX to million are million related the to have Florida for million the $XXX almost driven million Puerto million. the with $XXX $XX to million are operations legacy both $XXX quarter side, On down Rico quarter. non-performing's down in Inflows almost million
also Included were had saw come residential of $XXX higher we down last loans we outflows than the the million loans loans sale. by split inflows have down that We've one are the in our for taken side amounting $XX million inflows However, accrual of loan periods. held loan non-performing and like including of sale in million quarter, non-performing status, REOs. last quarter. $XX.X But significant quarter, where had on charge-offs and $XX compared restore million $XX of of in mortgage in reduction that come prior also million sold held though $X.X million during those with loans million outflow loans even consumer activity to were which been -- the for to $XX restructuring
We which we million one REO achieved $XX $X.X is for this also sales large collections our repayments commercial million quarter in property in non-performing, had $XX very million. and and which good in of included
The is XX% ratio and some like at paid last $XX.X investor were Last activity. saw million in That did summary held on So XXX% XX% balance. in all include of charge-offs the charge-off a $X.X to with million we'd call our things, $XX that quarter clarify carried the on transferred million, sale. Aurelio quarter, like the you are of of compared with was loans or of now might to for compared NPLs what to to the last like been questions it XXX% will the quarter activity the quarter key of XX% loans have loans for out quarter. commercial mentioning things and Net allowance to on that as principal discuss. open be line significant were to and for so we outflow non-performing
