John Pelling | IR |
Aurelio Alemán | President & CEO |
Orlando Berges | EVP & CFO |
Brett Rabatin | Piper Jaffray |
Joseph Gladue | Merion Capital Group |
Arren Cyganovich | Citigroup |
Glen Manna | Keefe, Bruyette & Woods |
Good morning, and welcome to the First BanCorp's Second Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to John Pelling, Investor Relations Officer.