Ramon Rodriguez | executive |
Aurelio Alemán-Bermúdez | executive |
Orlando Berges-González | executive |
Timur Braziler | analyst |
Alexander Roberts Twerdahl | analyst |
Kelly Motta | analyst |
Good morning, everyone, and welcome to First BanCorp. Fourth Quarter and Full Year 2023 Financial Results. [Operator Instructions]
I would now like to turn this conference call over to our host, Ramon Rodrigue, Senior Vice President of Corporate Strategy and Investment Relations. Please go ahead.