John Pelling | Investor Relations |
Aurelio Aleman | President & Chief Executive Officer |
Orlando Berges | Executive Vice President & Chief Financial Officer |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Brett Rabatin | Piper Jaffray |
Arren Cyganovich | Citi |
Alex Twerdahl | Sandler O'Neill |
Glen Manna | KBW |
Good day and welcome to the First BanCorp First Quarter 2019 Earnings Conference Call. All participants will be in listen only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. At this time, I'd like to turn the conference over to John Pelling, Investor Relations Officer.