John Pelling | IR Officer & Capital Planning Officer |
Aurelio Alemán | President, CEO & Director |
Orlando Berges | EVP & CFO |
Alexander Twerdahl | Sandler O'Neill + Partners |
Brett Rabatin | Piper Jaffray Companies |
Joseph Gladue | J. Alden Associates |
Glen Manna | KBW |
Arren Cyganovich | Citigroup |
Good morning, and welcome to the First BanCorp Second Quarter 2019 Results Conference Call and Webcast. [Operator Instructions]. Please note, this event is being recorded. I'd now like to turn the conference over to Investor Relations officer, John Pelling. Please go ahead.