John Pelling | IR |
Aurelio Alemán | President and CEO |
Orlando Berges | EVP and CFO |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Alex Twerdahl | Sandler O'Neill |
Brett Rabatin | Piper Jeffrey |
Joe Gladue | Alden Securities |
Glen Manna | KBW |
Good morning, and welcome to the First BanCorp Third Quarter 2019 Results and Acquisition of Banco Santander Puerto Rico Discussion. [Operator Instructions]
I'd now like to turn the conference over to John Pelling, Investor Relations. Please go ahead.
Thank you, Nick.