Juan Carlos Mora | Chief Executive Officer |
Mauricio Rosillo | Chief Corporate Officer |
José Humberto Acosta | Chief Financial Officer |
Rodrigo Prieto | Chief Risk Officer |
Jorge Humberto Hernandez | Chief Account Officer |
Carlos Baene | Investor Relations Director |
Juan Pablo Espinosa | Chief Economist |
Thiago Batista | UBS |
Ernesto Gabilondo | Bank of America |
Sebastián Gallego | CrediCorp |
Jason Mollin | Scotiabank |
Carlos Gomez | HSBC |
Yuri Fernandes | JPMorgan |
Andres Soto | Santander |
Good morning, ladies and gentlemen, and welcome to Bancolombia's Third Quarter 2020 Earnings Conference Call. My name is Vanessa, and I'll be your operator for today's call. At this time, all participants are in a listen-only mode.
Following the prepared remarks, there will be a question-and-answer session. [Operator Instructions] Please note that this conference is being recorded.