José Humberto Acosta | Chief Financial Officer |
Juan Carlos Mora | President & Chief Executive Officer |
Juan Pablo Espinosa | Head of Economic Research |
Ernesto Gabilondo | Bank of America |
Jason Mollin | Scotiabank |
Yuri Fernandes | JPMorgan |
Anders Soto | Santander |
Tito Labarta | Goldman Sachs |
Carlos Gomez | HSBC |
Alonso Garcia | Credit Suisse |
Alonso Aramburu | BTG |
Ladies and gentlemen, please hold the line. The conference will resume shortly. Thank you. Please note that this conference call will include forward-looking statements, including statements related to our future performance, capital position, credit-related expenses and credit losses. All forward-looking statements, whether made in this conference call, in future filings, in press releases or verbally, address matters that involve risks and uncertainties.