Ron Farnsworth | CFO |
Cort O'Haver | President & CEO |
Dave Shotwell | Chief Credit Officer |
Tory Nixon | Head of Commercial & Wealth |
Michael Young | SunTrust |
Jared Shaw | Wells Fargo Securities |
Steven Alexopoulos | JPMorgan |
Jeff Rulis | D. A. Davidson |
Jacque Bohlen | KBW |
Matthew Clark | Piper Jaffray |
David Chiaverini | Wedbush Securities |
Aaron Deer | Sandler O'Neill & Partners |
Matthew Clark | Piper Jaffray |
Good day and welcome to the Umpqua Holdings Corporation Third Quarter Earnings Call. Today’s call is being recorded. At this time, I would like to turn the conference over to Mr. Ron Farnsworth, CFO. Please go ahead, sir.