Jacque Bohlen | Investor Relations Director |
Cort O'Haver | President and CEO |
Tory Nixon | President, Umpqua Bank |
Ron Farnsworth | Chief Financial Officer |
Frank Namdar | Chief Credit Officer |
Jared Shaw | Wells Fargo |
Brandon King | Truist |
Adam Butler | Piper Sandler |
Good day and thank you for standing by. Welcome to the Umpqua Holdings Corporation Third Quarter 2022 Earnings Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today’s conference is being recorded.