Ron Farnsworth | Chief Financial Officer |
Cort O’Haver | President & Chief Executive Officer |
Tory Nixon | President-Umpqua Bank |
Frank Namdar | Chief Credit Officer |
Jackie Bohlen | KBW |
Michael Young | Truist Securities Inc. |
Steven Alexopoulos | JPMorgan |
Brett Rabatin | Hovde Group |
Jared Shaw | Wells Fargo Securities |
Jeff Rulis | DA Davidson |
Matthew Clark | Piper Sandler |
Good morning and welcome to the Umpqua Holdings Corporation's Third Quarter Earnings Call. [Operator Instructions] I will now turn the call over to Ron Farnsworth, Chief Financial Officer.
Okay. Thank you, Corey, and good morning and thank you for joining us today on our third quarter 2020 earnings call. With me this morning are Cort O’Haver, the President and CEO of Umpqua Holdings Corporation; Tory Nixon, President of Umpqua Bank; and Frank Namdar, our Chief Credit Officer.