Bruce Thomas | Vice President-Investor Relations |
Ashish Masih | President and Chief Executive Officer |
Jonathan Clark | Executive Vice President and Chief Financial Officer |
Paul Grinberg | President, International Business |
Mark Hughes | SunTrust |
Leslie Vandegrift | Raymond James |
Bose George | KBW |
Good day, ladies and gentlemen, and welcome to the Encore Capital Group's Q3 2017 Earnings Conference Call. At this time all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to introduce your host for today's conference, VP of Investor Relations, Bruce Thomas.