Bruce Thomas | VP, IR |
Ashish Masih | President and CEO |
Jonathan Clark | EVP and CFO |
Paul Grinberg | President, International Business |
David Scharf | JMP Securities |
Mark Hughes | SunTrust |
Bob Napoli | William Blair |
Eric Hagen | KBW |
Robert Dodd | Raymond James |
Good day, ladies and gentlemen and welcome to the Encore Capital Group Q1 2018 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this call is being recorded. I would now like to turn the conference to your introduce host, Mr.