Bruce Thomas | Vice President, Investor Relations |
Ashish Masih | President and Chief Executive Officer |
Jon Clark | Executive Vice President and Chief Financial Officer |
Ken Stannard | Chief Executive Officer, Cabot Credit Management |
Eric Hagen | KBW |
David Scharf | JMP Securities |
Hugh Miller | Buckingham |
Robert Dodd | Raymond James |
Ladies and gentlemen, and welcome to the Encore Capital Group’s Q3 2019 Earnings Conference Call. [Operator Instructions].
As a reminder, this conference call is being recorded.
I would now like to turn the call over to your host, Mr. Bruce Thomas.