Hung Ko | IR |
Roy Gori | President, CEO |
Phil Witherington | CFO |
Steve Finch | Chief Actuary |
Damien Green | President & CEO, Manulife Asia |
Marc Costantini | Global Head, Inforce Management |
Paul Lorentz | President & CEO, Global Wealth & Asset Management |
Gabriel Dechaine | National Bank Financial |
Meny Grauman | Scotiabank |
Paul Holden | CIBC |
Doug Young | Desjardins Capital Markets |
Tom Gallagher | Evercore ISI |
Tom MacKinnon | BMO Capital Markets |
Mario Mendonca | TD Securities |
Lemar Persaud | Cormark Securities |
Nigel D'Souza | Veritas Investment Research |
Darko Mihelic | RBC Capital Markets |
Good morning, and welcome to the Manulife Financial's Third Quarter 2022 Financial Results Conference Call.
Your host for today will be Mr. Hung Ko. Please go ahead, Mr. Ko.