Thomas S. Gayner | Co-CEO |
Jeremy A. Noble | SVP & CFO |
Richard R. Whitt, III | Co-CEO |
Philip Stefano | Deutsche Bank |
Jeff Schmitt | William Blair |
John Fox | Fenimore Asset Management |
Mark Dwelle | RBC Capital Markets |
Mark Hughes | Truist Securities |
Good morning and welcome to Markel Corporation Fourth Quarter 2020 Conference Call. All participants will be in a listen-only mode. [Operator Instructions]. After today’s presentation there will be an opportunity to ask questions. [Operator Instructions].