Thomas Gayner | executive |
Brian Costanzo | executive |
Jeremy Noble | executive |
Charles Lederer | analyst |
Mark Hughes | analyst |
Andrew Andersen | analyst |
Scott Heleniak | analyst |
Joshua T. Hill | analyst |
Drew Estes | analyst |
Good morning, and welcome to the Markel Group Fourth Quarter 2023 Conference Call. [Operator Instructions].
During the call today, we may make forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. They are based on current assumptions and opinions concerning a variety of known and unknown risks. Actual results may differ materially from those contained in or suggested by such forward-looking statements.