Jared Wolff | executive |
Joseph Kauder | executive |
Matthew Clark | analyst |
Brandon King | analyst |
Gary Tenner | analyst |
William Black | executive |
Timur Braziler | analyst |
Kelly Motta | analyst |
Timothy Coffey | analyst |
Hello, and welcome to Banc of California's Fourth Quarter Earnings Conference Call. [Operator Instructions] Today's call is being recorded, and a copy of the recording will be available later today on the company's Investor Relations website. Today's presentation will also include non-GAAP measures. The reconciliation for these and additional required information is available in the earnings press release, which is available on the company's Investor Relations website. The reference presentation is also available on the company's Investor Relations website.
Before we begin, we would like to direct everyone to the company's safe harbor statement on forward-looking statements included in both the earnings release in the earnings presentation. At this time, I'd like to turn the floor over to Mr.