insurance factors. number auto strong. of a of so remains And a It's combination
challenged. of all, are have of financially consumers we all of be like of are to that driving, and expect home this back a are put a and they'd both a want well consumers because First doing more carriers lot to – share reduced at gains. They they lot incident reduced They online – the because to to so going shopping, the marketing into be of rates, pretty and money. have period heavy money because
every the they're items, of money. that line including And Greg one the dynamics when that shop of you're the they complexity money. and And shop, can financially alluded not do unusual to insurance almost of the probably if items, things, market, because this, they to changing in save it's monthly the if going insurance at challenged, and market save you case, And consumers and line see all. of
so our service, to a shopped were from were that's – we consumers see carrier direct-to-consumer $XXX average when year on back You seeing we meaningful service, own reports that shopping had and consumer. running switched But the for partners. we average and our insurance.com, shopping
So – and me the by way, mention. insurance not let
are do fundamental progress that initiatives, and be remiss team initiatives And great I The I those long-term lot sure momentum. make not to we're got are that a on adding a very me want those and mention. Let set don't to making mention. oriented. and has of very to continuing great
well for revenue is of reasons, is XX%, least. around over we finish those well. think, as revenue all of insurance, divestitures, now So I well be auto our we'll of biggest very still at course, XX% And business, is or over doing
businesses of The the and – kind cards hit seem April. the of considerably were certainly down start in down near fared credit plateau were in and late loans. down deteriorating during the worst the slope in in the February They started both that quarter – to and equilibrium personal in probably and pandemic continued increase and January, March end month
rapid deteriorating And the that so and the because having environment were in that those time lenders the keeping and as – are banks consumer hard the businesses of a a changes up with credit result macroeconomic the deterioration.
to underwrite unemployed, them unemployed. XX% were of are A hard few ago, now consumers. X% weeks Very and
and and filters constraining So a natural should pulling a you've raising natural standards standards, of back seen or say. of I
more indicated, it April, around through sustainable stability bottom haven't and plateau were most again, Obviously, And They've as don't knock and seeing – so stabilized been businesses know. would because, May. into on hopeful, we're a �� March before, we pandemic I dependent we those we're so – impacted. wood been and late going and pretty I continues. in much this
back But clients is is what get they typically, their and underwriting clarity they start – instances happens and in. the easing until and/or back these in adjust models more portfolios pull then
the seen We either. easing yet, have second but much back we seen haven't leg down not in
for said, a at as been now. month stabilization, a point I we've two So of or
quite reported those as other in much And down considerably for us as as were so but places and some considerably. were businesses they heard down others, not I've
verticals, cards to reasons. consumers because comparably this loans at personal your place, services. that in because home different folks shelter I would to are we case, drops. or In are of services The to in that's And home is credit in services so, home say, the course, aren't and come you then home about And pretty or social shelter isolation the XX XX of services services. in into hard some down for between mainly will, require if in business And home. looking it's
the very home home, into those go of related more to a or or products doing we services that are have security home health-related the The lot to well. and of exterior
And so efforts services. down is in a were much bit the a able little less it's as business as headwind. two personal as tail quickly and much we of a SO where that home to and credit more places loans shift to of X/X cities cards maybe of there's more a our of tailwind
pretty most, the we're management So and I that's those kind seeing. marketing expanding is pretty our were that at did – from business, matter business, businesses piece what new and funds, look saw if from source the marketing. By of mix way, of good activity rapidly mention should which a our well. and banking growing of of We you investment
shifting the to team, runs lot we're of banking shifting and so credit the efforts a from we senior of credit of while over the all our They're banking – card our that wait a same cards lot team out efforts their And problems. some at banking level.
that's – So mix. the of that's kind the
