No, then it's like question. good looks it's The impossible I it couple say predictive, say and ramping is and mean years I ago about it good it's steep. be last particularly that and not sustainability a important went sloping again, said going the we talk indications us from it is, through year, When being a to the I'd predict. unpredictive, I very quite slope I given a unpredictable. don't that the question, at and to is is predictable what exact What here it are would is of sustainability. It's
combined year, before you and reported and fundamentals, better, at and/or year last profitability over the if than that. of Auto the the of ratios dramatically year they look before better were, quarters, consistently the One carriers better the of Insurance couple past the dramatically
double-digit they've along because adjusted very, that's increases. foremost, They've -- And to their way, work.
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it's guys in fundamentally not as it's that, all carriers seeing rate, combined from seen and major So of profitability strong adjustments. And you the a very that, that. result have ratios just making reports other also we're
year is focused on I or was in thing will surge and that.
I'd think, continue, to so say the You quarter of the one the participation. very see narrowly of breadth the the January year, the third and carriers. a couple Last before,
for QRP outlook of with broadly or amongst also this it their it I us, -- forward all I increasing our hasn't have they're participation time be much all it's their exact stuff. and We of clients. can't think us, and but significantly are increased most one going other more things doing, engagement think with the spend an other whether or that increased importantly, their all don't spend with carrier agencies activity the seeing
it and is them, higher So activity the so level so. virtually I amongst year, broadly, of go the far would is not all activity was higher to and level say whereas last
indicates quite the and that credible So by us, and bullish, and about way, way time. talk specific they is the future months to
rapid participating say that also, I'd the also participation that is is So important. way and
one. Your it great question long about how is a lasts
footprint it a to I much, deep, they between Typically, seen storm call storm. for markets new has call -- generational, on it am in weren't and tangled cycle the it's year, a are the all not cycles -- mean product the usual. was much taken them it maybe a things to because is but have that the Insurance through If if longer cars a analysts That's we've because Insurance COVID mess follow past the you you and soft used dramatic very like, also side of the inflation industry of think years. there and very such is a I the shorter markets, I to This behaviors, been of including effect rate -- of to than an several carriers increases and know, it this time the kind as be I Usually, was on good buy. back they've insurance. anyone's them over -- likely the down likely cycle macroeconomic read look why of to cycles had. hard get than we're complexity. what thing at and they out it on chain.
And supply They view now all few and you to effect a tough their car because but Greg side, more carriers Insurance long in usually hard had enough analyst, the an are years like on bad that after the Auto an don't then beginning referred untangle the think get really markets gone as fundamentally industry industry, a positive fierce that.
I the referred multiyear much on at memory driving worst I these cycle
events, So to weather are short subject we're cycles. really big which
think is that I we're and be we quite seem outlook as like feel clients the the as -- far positive to indicated they can see.
