Renato Lulia | Group Head, IR and Market Intelligence |
Milton Filho | CEO |
Flavio Yoshida | Bank of America |
Thiago Batista | UBS |
Gustavo Schroden | Bradesco BBI |
Rafael Frade | Citi |
Tito Labarta | Goldman Sachs |
Jason Mollin | Scotiabank |
Eduardo Rosman | BTG Pactual |
Henrique Navarro | Santander |
Marcelo Telles | Credit Suisse |
Nicolas Riva | Bank of America |
Good morning, everyone. I’m Renato Lulia, Group Head of Investor Relations and Market Intelligence at Itaú Unibanco. Thank you for participating in our video conference to talk about our earnings for the third quarter of 2022, which are broadcasting directly from our office here on Faria Lima Avenue in Sao Paulo. This event will be divided into 2 parts. In the first part, Mr.