|Shannon Houston||SVP and Chief Marketing and Communications Officer|
|Jim Herbert||Founder, Chairman and CEO|
|Mike Roffler||Chief Financial Officer|
|Steven Alexopoulos||JP Morgan|
|Bill Carcache||Wolfe Research|
|Ken Zerbe||Morgan Stanley|
|John Pancari||Evercore ISI|
|Dave Rochester||Compass Point|
|Andrew Liesch||Piper Sandler|
|David Long||Raymond James.|
|Jared Shaw||Wells Fargo|
|David Chiaverini||Wedbush Securities|
Greetings and welcome to First Republic Bank’s Third Quarter 2020 Earnings Conference Call. Today’s conference is being recorded.
During today’s call, the lines will be in a listen-only mode.
Following the presentation, the conference will be opened for questions. [Operator Instructions] I’d now like to turn the call over to Shannon Houston, Senior Vice President and Chief Marketing and Communications Officer.