|Mike Ioanilli||Vice President and Director of Investor Relations|
|Jim Herbert||Founder, Executive Chairman|
|Mike Roffler||President and Chief Executive Officer|
|Mike Selfridge||Chief Banking Officer|
|Bob Thornton||President, Private Wealth Management|
|Olga Tsokova||Chief Accounting Officer and Deputy Chief Financial Officer|
|Neal Holland||Chief Financial Officer|
|Steven Alexopoulos||JP Morgan|
|Dave Rochester||Compass Point|
|Manan Gosalia||Morgan Stanley|
|Jared Shaw||Wells Fargo|
|Bill Carcache||Wolfe Research|
|Andrew Liesch||Piper Sandler|
Greetings and welcome to First Republic Bank's Fourth Quarter and Full Year 2022 Earnings Conference Call. Today's conference is being recorded.
During today's call, the lines will be in a listen-only mode.
Following the presentation, the conference will be opened for questions. [Operator Instructions].