Darin Arita | SVP, Head, IR |
Charles Lowrey | CEO & Director |
Robert Falzon | Vice Chairman |
Kenneth Tanji | EVP & CFO |
Scott Sleyster | EVP & COO, International Businesses |
Stephen Pelletier | EVP & COO, US Businesses |
Humphrey Lee | Dowling & Partners Securities |
Nigel Dally | Morgan Stanley |
John Nadel | UBS Investment Bank |
Ryan Krueger | KBW |
Taylor Scott | Goldman Sachs Group |
John Barnidge | Sandler O'Neill + Partners |
Erik Bass | Autonomous Research |
Ladies and gentlemen, thank you for standing by, and welcome to the Prudential Quarterly Earnings Conference Call. [Operator Instructions].
As a reminder, today's conference is being recorded. And I would now like to turn the conference over to the Head of Investor Relations, Darin Arita. Please go ahead, sir.