Robert McLaughlin | executive |
Charles Lowrey | executive |
Robert Falzon | executive |
Kenneth Tanji | executive |
Thomas Gallagher | analyst |
Andrew Sullivan | executive |
Ryan Krueger | analyst |
Taylor Scott | analyst |
Elyse Greenspan | analyst |
Suneet Kamath | analyst |
Jamminder Bhullar | analyst |
Caroline Feeney-Pfundstein | executive |
Joel Hurwitz | analyst |
Wilma Jackson Burdis | analyst |
John Barnidge | analyst |
Michael Ward | analyst |
Ladies and gentlemen, thank you for standing by, and welcome to Prudential's Quarterly Earnings Conference Call. [Operator Instructions] As a reminder, today's call is being recorded.
I will now turn the call over to Mr. Bob McLaughlin. Please go ahead.