Darin Arita | Investor Relations |
Charlie Lowrey | Chairman and Chief Executive Officer |
Rob Falzon | Vice Chairman |
Ken Tanji | Chief Financial Officer |
Steve Pelletier | Head-Domestic Businesses |
Scott Sleyster | Head-International Businesses |
Ken Tanji | Chief Financial Officer |
Nigel Dally | Morgan Stanley |
Elyse Greenspan | Wells Fargo |
Ryan Krueger | KBW |
Tom Gallagher | Evercore |
Suneet Kamath | Citi |
Andrew Kligerman | Credit Suisse |
Humphrey Lee | Dowling & Partners |
John Nadel | UBS |
Alex Scott | Goldman Sachs |
Erik Bass | Autonomous Research |
Ladies and gentlemen, thank you for standing by, and welcome to the Prudential Quarterly Earnings Conference Call. At this time, all participants are in listen-only mode. Later, we will conduct a question-and-answer session, and instructions will be given at that time. [Operator Instructions] As a reminder, today’s conference is being recorded.
I would now like to turn the conference over to Mr.