Bob McLaughlin | Head of Investor Relations |
Charlie Lowrey | Chairman & Chief Executive Officer |
Rob Falzon | Vice Chairman |
Ken Tanji | Chief Financial Officer |
Andy Sullivan | Head of US Businesses |
Scott Sleyster | Head of International Businesses |
Rob Axel | Controller & Principal Accounting Officer |
Erik Bass | Autonomous Research |
Ryan Krueger | KBW |
Humphrey Lee | Dowling & Partners |
Tracy Benguigui | Barclays |
Andrew Kligerman | Credit Suisse |
Tom Gallagher | Evercore ISI |
Elyse Greenspan | Wells Fargo |
John Barnidge | Piper Sandler |
Jimmy Bhullar | JPMorgan |
Ladies and gentlemen, thank you for standing by and welcome to Prudential’s Quarterly Earnings Conference Call. [Operator Instructions] As a reminder, today's call is being recorded. I will now turn the call over to Mr. Bob McLaughlin. Please go ahead.