Bob McLaughlin | Head, Investor Relations |
Charlie Lowrey | Chairman & Chief Executive Officer |
Rob Falzon | Vice Chairman |
Ken Tanji | Chief Financial Officer |
Andy Sullivan | Head, US Businesses |
Scott Sleyster | Head, International Businesses |
Rob Axel | Controller & Principal Accounting Officer |
Tom Gallagher | Evercore |
Ryan Krueger | KBW |
John Barnidge | Piper Sandler |
Elyse Greenspan | Wells Fargo |
Jimmy Bhullar | JPMorgan |
Suneet Kamath | Jefferies |
Alex Scott | Goldman Sachs |
Tracy Benguigui | Barclays |
Mike Ward | Citi |
Ladies and gentlemen, thank you for standing by, and welcome to Prudential's Quarterly Earnings Conference Call. At this time, all participants have been placed in a listen-only mode. Later, we will conduct a question-and-answer session, instructions will be given at that time. [Operator Instructions] As a reminder, today's call is being recorded. I will now turn the call over to Mr.