Srinivasan Vaidyanathan | CFO |
Mahrukh Adajania | Edelweiss |
Rahul Jain | Goldman Sachs |
Aditya Jain | Citigroup |
Manish Shukla | Axis Capital |
Adarsh Parasrampuria | CLSA |
Saurabh Kumar | JP Morgan |
Ladies and gentlemen, good day and welcome to HDFC Bank Limited Q4 FY22 Earnings Conference Call on the financial results presented by the management of HDFC Bank. [Operator Instructions] Please note that this conference is being recorded. I now hand the conference over to Mr. Srinivasan Vaidyanathan, Chief Financial Officer, HDFC Bank. Thank you, and over to you, sir.