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current Our target for intention We as we time at X to continue four well equity to of to as shares level the as approximately our a reach levels remain repurchase dividend range, ratio is order XX.X%, quarters common X common XX.X%, well. Tier common reevaluate will market time to common it at middle and our payout our the our estimate take in pay until levels. that to out the dividend will of our Tier of equity increase which target that share and level
our $XX trends. continued quarter and by the of modestly to XX be Commercial or Slide within charge-offs this points. highlights of provision midpoint of XX $XX guidance million basis below business to points, driven Capital. Net credit of charge-offs Finance our pockets The lending credit million, transportation-related million solutions million Business XX and small guidance primarily range and net was $XX our XX basis $XX were to
driven increased we notable loans any and Finance. non-accrual not loans in in mostly geographic portfolio by $XX industry the specific majority current unrelated Non-accrual Commercial be of was experiencing few The to a million, any trends or and by area. continues are
originations enhance and reflect a risk as to result continue come in the the our portfolio. overall business of New rating performing ratings risk to our than better continued at efforts risk profile
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growth, appendix and the a estimates current levels There illustrates that stable slide assume in low continued unemployment thoughts was moderate environment. economic a credit on CECL. Our of our latest
our discussed. the just we Slide XX reflecting metrics highlights trends key performance
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year XXXX Page and XXXX. commentary full our to targets, noted, compared on XX outlook will full XXXX. Unless year focus XX otherwise highlights for when my
results and by actual quarter. vary may Excluding noteworthy items
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all a on five Rail. Pulling estimate the we this from together, XX currently margin points to drag basis
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to time XXXX. an actions cost extra these provide over million expect funding and additional in to $XX We on an gain $X of revenue reduce million sale
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million of items increase $XX noteworthy highlight costs, and Intangible operating quarter. we addition million to we In merger approximately this is as expected to to each $XX in which base, expect amortization to quarter. per core will expense acquisition incur asset
cost reductions and above As of synergies in over committed continuous improvement are XXXX I are planned. mentioned to before, targeting expense million net an the and already we $XX additional
the synergies the in these and and integration of merger costs. – the XX merger-related appendix integrated illustrate and and XX and impact changes Slides
benefit are the XXXX addition quarter, Mutual and first operating increase seasonal quarter when to For the of compared the expenses restarts. Bank Omaha expected with fourth to of
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the that as will be the adoption driven will anticipate CECL provision We more volatile be in XXXX two many of day by impact factors. with the
estimate For average $XX the of increase to recent now, compared million quarter. implementation our post $XX quarter, of will million an we to $XX guidance most million to provision $XX per million to CECL per
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targeting least on at equity, for focus be to are normalizing XXXX the improve the We return to of to at end preferred and on excluding XX% semi-annual further. tangible opportunities the items common dividends and continue noteworthy
And back over with that, call I’ll to Ellen. turn the
