Darby Schoenfeld | VP, IR |
Kevin Stevenson | President and CEO |
Pete Graham | EVP and CFO |
David Scharf | JMP Securities |
Eric Hagen | KBW |
Brian Hogan | William Blair |
Robert Dodd | Raymond James |
Hugh Miller | Buckingham |
Good day, everyone, and welcome to the PRA Group Conference Call. And please note that today’s event is being recorded. And I would now like to turn the conference over to Darby Schoenfeld. Please go ahead.
Thank you.