Najim Mostamand | executive |
Vikram Atal | executive |
Rakesh Sehgal | executive |
David Scharf | analyst |
Mark Hughes | analyst |
Sean-Paul Adams | analyst |
Good evening, and welcome to PRA Group's Second Quarter 2021 Conference Call. [Operator Instructions] This event is being recorded. I would now like to turn the call over to Mr. Najim Mostamand, Vice President, Investor Relations for PRA Group.
Thank you. Good evening, everyone, and thank you for joining us.