Najim Mostamand | Vice President, Investor Relations |
Vikram Atal | President and Chief Executive Officer |
Pete Graham | Executive Vice President and Chief Financial Officer |
David Scharf | JMP Securities |
Robert Napoli | William Blair |
Mark Hughes | Truist Securities |
Robert Dodd | Raymond James |
Good afternoon and welcome to the PRA Group's Second Quarter 2023 Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to Mr.