Darby Schoenfeld | Vice President of Investor Relations |
Kevin Stevenson | President & Chief Executive Officer |
Pete Graham | Executive Vice President & Chief Financial Officer |
Mark Hughes | SunTrust |
David Scharf | JMP |
Eric Hagan | KBW |
Hugh Miller | Buckingham |
Robert Dodd | Raymond James |
Dominick Gabreile | Oppenheimer |
Brian Hogan | William Blair |
Good afternoon and welcome to the PRA Group Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to Ms. Darby Schoenfeld, Vice President of Investor Relations for PRA Group.