Lauren Partin | Vice President of Global Financial Planning and Analysis |
Kevin Stevenson | President and Chief Executive Officer |
Peter Graham | Executive Vice President and Chief Financial Officer |
Robert Napoli | William Blair & Company LLC |
Mark Hughes | Truist Securities, Inc. |
Robert Dodd | Raymond James & Associates, Inc. |
Good afternoon, and welcome to the PRA Group Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. I would now like to turn the call over to Ms.