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as XXXX. the at but amazed. industry truly And maturation -- in to of part I'm our company. have When we've I'm I to the we by So bell process traded It's hard went public two as closing celebrated our in publicly at me Times anniversary of foremost, XXth we first ringing company of not of what proud been accomplished for a am and only team, look since I decades past NASDAQ a Square. the
started to of globe. And $XXX taken over U.K., $XXX billion. $XX also $X in million. our of from grown celebrated we've $XX We've XX our company tenth in of from global million purchasers where income grown around ERC revenue $X countries to nearly grown in European million one a Since of speaking we've the net And journey. year our from operations to to we We've NPLs we IPO, the U.S. this largest our portfolios from small the the million presence, world's which billion. with player is
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us Europe. expand provide products our for investments the important in purchased opportunities and given could have also test These growth. market addressable that new portfolio data We
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our now regulators proactively a at officials opinions. our narrative. seek the to control own us we contact stakeholders significantly Key have table. continue to invested and with have We Since XXXX, to seat in We relations. interactions increase elected our government
past than state the more proactively local, bills of that hundreds on and tracked year, We've industry. staff. we've would our XXX met and impact dozens with their on federal Over an legislators worked and have
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portfolio Now lower were primarily currency by globally, decrease for sale. turning decrease due to QX. constant offered just 'XX a of or on XX% the was million This to lower a basis. purchases overall XX% Total adjusted collections driven cash $XXX year-over-year XXXX portfolios and volumes in decrease a
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pricing, So quarters supply few appear consistent and a to U.S. suggesting the be credit after signs there in more normalization of
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wins competition The by by XXXX. in in vary our encouraged Europe market, but greatly we're can
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just were In in in Europe XX% total now half. make later, five years they XXXX, XXXX, investments of roughly closer to our purchases. up And
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to And with like more turn things I'd financial to that, results our to detail. over go Pete in through
