Isabell Novakov | IR |
Jeremy Ford | President and Co-CEO |
Alan White | Vice Chairman and Co-CEO |
Will Furr | CFO |
Brady Gailey | KBW |
Chris Gamaitoni | Compass Point |
Brett Rabatin | Piper Jaffray |
Good morning and welcome to the Hilltop Holdings’ Fourth Quarter and Full Year 2018 Earnings Conference Call and Webcast. All participants today are in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note today’s event is being recorded. And with that, I would like to turn the conference over to Isabell Novakov.