Erik Yohe | executive |
Jeremy Ford | executive |
William Furr | executive |
Tom Wendler | analyst |
Timothy Mitchell | analyst |
Welcome to the Hilltop Holdings Fourth Quarter 2023 Earnings Call and Webcast. [Operator Instructions] This call is being recorded on Friday, January 26, 2024. I would now like to turn the conference over to Erik Yohe, Executive Vice President at Hilltop Holdings. Please go ahead.
Thank you, Mark and good morning.