Erik Yohe | Investor Relations |
Jeremy Ford | President and Chief Executive Officer |
Will Furr | Chief Financial Office |
Matt Olney | Stephens, Inc |
Michael Rose | Raymond James |
Woody Lay | KBW |
Michael Young | Truist Securities |
Good morning and welcome to the Hilltop Holdings Fourth Quarter and Full Year 2020 Earnings Conference Call and Webcast. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Erik Yohe.