|Tim Owens||VP of IR|
|Tom McInerney||President and CEO|
|Dan Sheehan||CFO and Chief Investment Officer|
|Geoffrey Dunn||Dowling & Partners|
Good morning, ladies and gentlemen, and welcome to Genworth Financial's Third Quarter 2021 Earnings Conference Call. My name is Katie, and I will be your coordinator today. At this time, all participants are in a listen-only mode.
We will facilitate a question-and-answer session towards the end of the conference call.
As a reminder, the conference is being recorded for replay purposes.