Brian Johnson | executive |
Thomas McInerney | executive |
Jerome Upton | executive |
Ryan Krueger | analyst |
Jamala Arland | executive |
Arthur Tetyevsky | analyst |
Good morning, ladies and gentlemen. Welcome to the Genworth Financial's Fourth Quarter 2023 Earnings Conference Call. My name is Jenny, and I will be your coordinator today. [Operator Instructions] As a reminder, the conference is being recorded for replay purposes. [Operator Instructions]. I would now like to turn the presentation over to Brian Johnson.