Andres Viroslav | Investor Relations |
Damian Kozlowski | Chief Executive Officer |
Paul Frenkiel | Chief Financial Officer |
William Wallace | Raymond James |
Frank Schiraldi | Sandler O’Neill |
Matthew Breese | Piper Jaffray |
Good day, ladies and gentlemen, and welcome to the Second Quarter 2018 The Bancorp, Inc. Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will be given at that time. [Operator Instructions] As a reminder, this call is being recorded.