Andres Viroslav | Director of Investor Relations |
Damian Kozlowski | President & Chief Executive Officer |
Paul Frenkiel | Executive Vice President of Strategy, Secretary, Chief Financial Officer & Principal Accounting Officer |
Michael Perito | Keefe, Bruyette, & Woods, Inc. |
William Wallace | Raymond James & Associates, Inc. |
Frank Schiraldi | Piper Sandler & Co. |
Good day and welcome to the First Quarter 2022, The Bancorp, Inc. Earnings Conference Call. [Operator Instructions] After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] As a reminder, this call is being recorded. I would like to turn the call over to Andres Viroslav.