Johnny Lai | IR |
Greg Garrabrants | President and CEO |
Andy Micheletti | EVP and CFO |
Andrew Leisch | Piper Sandler |
Marla Backer | Sidoti |
Gary Tenner | D.A. Davidson |
Michael Perito | KBW |
Steve Moss | B. Riley Securities |
Tim Coffey | Janney |
David Hirons | Wedbush Securities |
Edward Hemmelgarn | Shaker Investments |
Hello and welcome to Axos Financial Q4 2021 Earnings Call and Webcast. At this time, all participants are in a listen-only mode. [Operator Instructions] A question-and-answer session will be follow the formal presentation.
As a reminder, this conference is being recorded. It's now my pleasure to turn the call to Johnny Lai, Investor Relations.