Steven Elder | SVP, Global IR |
Melissa Smith | Chairman, President & CEO |
Jagtar Narula | CFO |
Sanjay Sakhrani | KBW |
Ramsey El-Assal | Barclays Bank |
Darrin Peller | Wolfe Research |
Sheriq Sumar | Evercore ISI |
James Faucette | Morgan Stanley |
Nikolai Cremo | Crédit Suisse |
Jeffrey Cantwell | Wells Fargo Securities |
Mihir Bhatia | Bank of America Merrill Lynch |
Thank you for standing by. My name is Cheryl, and I will be your conference operator today. At this time, I would like to welcome everyone to the WEX Q2 2022 Earnings Conference Call. [Operator Instructions]. Steve Elder, Senior Vice President of Global Investor Relations.