Shannon Devine | Investor Relations |
Alan Lane | Chief Executive Officer |
Tony Martino | Chief Financial Officer |
Ben Reynolds | Executive Vice President and Director-Corporate Development |
Michael Perito | KBW |
Eugene Koysman | Barclays |
Good morning and welcome to the Silvergate Capital Corporation Fourth Quarter and Full Year 2019 Earnings Conference Call.
During today's presentation, all parties will be in a listen-only mode.
Following the presentation, the conference line will be opened for questions with instructions to follow at that time.
As a reminder, this conference is being recorded.
I would now like to turn the call over to Shannon Devine, Investor Relations for Silvergate.