Hunter Stenback | Head of Investor Relations |
Alan Lane | President & Chief Executive Officer |
Tony Martino | Chief Financial Officer |
Ben Reynolds | Chief Strategy Officer |
Dave Rochester | Compass Point |
David Chiaverini | Wedbush |
Michael Perito | KBW |
Steven Alexopoulos | JPMorgan |
Joseph Vafi | Canaccord |
Will Nance | Goldman Sachs |
Steve Moss | B. Riley Securities |
George Sutton | Craig-Hallum |
Good morning or good afternoon, all and welcome to today's Silvergate Capital Corporation Fourth Quarter and Full Year 2021 Earnings Conference Call. My name is Adam and I'll be your operator today. [Operator Instructions] I will now hand you over to Hunter Stenback to begin.
So, Hunter, please go ahead when you are ready.
Thank you, operator and good morning, everyone.