Lori Brown | EVP, Chief Legal Officer, General Counsel & Corporate Secretary |
Douglas Dirks | President, CEO & Director |
Michael Paquette | EVP & CFO |
Stephen Festa | EVP & COO |
Mark Hughes | SunTrust Robinson Humphrey |
Amit Kumar | Buckingham Research |
Good morning, ladies and gentlemen, and welcome to the Fourth Quarter 2019 Employers Holdings Inc. Earnings Conference Call. [Operator Instructions].
I would now like to turn the conference over to your host, Ms. Lori Brown, General Counsel.